Fraud is a fairly broad term, referring to the act of misrepresenting or concealing key information or facts, typically in an attempt to harm, mislead or take advantage of the victim. Fraud is one of the most common types of white collar crime, which can apply to offenses such as:
credit card fraud;
bank or mortgage fraud; and
Fraud can carry some very serious penalties, with the seriousness of the crime typically increasing in direct relation to the amount of money (or monetary value) that is involved in the case. What’s more, many fraud cases can be prosecuted at the state level or at the federal level.
If you are facing accusations of fraud, it’s vital that you trust your case to an experienced fraud defense lawyer who has represented clients at the state level and at the federal level. That’s precisely that you’ll get when you turn to the team of Texas defense lawyers with the Law Offices of Jeffrey C. Grass. Our attorneys represent clients throughout Texas, including Plano, Dallas, Fort Worth, and beyond.
If you or a loved one are under investigation for fraud or have been arrested on a fraud-related charge in Texas, we encourage you to contact us immediately to discuss your case in a fully confidential case evaluation session.
To contact the Law Offices of Jeffrey C. Grass, call (972) 422-9999.
Common Questions and Concerns About Fraud Cases in Collin County
At the Law Offices of Jeffrey C. Grass, we handle a range of different fraud cases, some of them very serious felonies that can carry harsh penalties. It’s normal for a client to feel frightened for the future and for their freedom. But we have found that addressing some of these concerns and questions can go a long way toward reducing some of the stress that you may be experiencing.
What is the Definition of Credit Card Fraud? What’s the Penalty?
Credit card fraud is considered a felony in Texas. An individual may face charges in cases where they mislead in an attempt to secure a credit card, which may be used to obtain money, goods or services.
Cases of credit card fraud can involve many different circumstances, including:
using another person’s card without permission;
using a card that is expired, canceled or otherwise invalid;
using a fictitious name to secure a credit card;
accepting or using a credit card that has been stolen;
possessing a card with the intent to use it without permission;
stealing a credit card or debt card from another person;
prompting a cardholder to make a purchase that you know they cannot afford.
If you were to use another person’s name and information to secure a credit card, this would typically be charged as identity theft instead of credit card fraud.
As a state jail felony in Texas, the penalty for credit card fraud can include a sentence of up to two years in state jail and/or a fine of up to $10,000. If the victim is elderly, the crime may be prosecuted as a third-degree felony, which carries an even longer potential sentence in state prison.
What is the Definition of Healthcare Fraud and Medicare Fraud in Collin County?
Medicare fraud typically arises when a healthcare provider bills Medicare for inappropriate services, excessive services or services that were not rendered.
Healthcare fraud is quite similar, as it involves filing “dishonest” health care claims with the intention of profiting. In the case of healthcare fraud, the claim may be filed with an insurance company. Intentionally billing self-pay patients for unnecessary services or care that was not rendered may also be considered criminal.
Healthcare and Medicare fraud is an offense can be prosecuted as a federal crime. It’s possible that a subject may face up to five years in prison per offense in the case of Medicare fraud. This can result in a lengthy prison sentence if the case involves multiple counts of Medicare fraud and the individual is sentenced consecutively.
What is the Definition of Insurance Fraud?
While some forms of healthcare fraud can also be considered insurance fraud, the term “insurance fraud” can also apply to other forms of insurance, such as auto insurance, homeowner’s insurance, renter’s insurance, life insurance and beyond.
Texas law defines insurance fraud as intentionally defrauding, misleading or otherwise deceiving an insurance provider. This can include filing a dishonest and false claim or including deceptive information when you apply for an insurance policy.
Insurance fraud may also involve a situation where you bring intentionally bring about a situation that allows you to file an insurance claim. For instance, if you were to intentionally set fire to your home so that you can claim the fire damage on your homeowner’s insurance, this would be considered insurance fraud.
Insurance fraud penalties vary significantly depending upon the value of the claim. A claim of $50 or less would be a class C misdemeanor – the least severe type of crime, which carries a maximum penalty of a $500 fine. On the other hand, a claim of $200,000 or more would be considered a first-degree felony, which carries a prison term of five to 99 years and/or a fine of up to $10,000. Restitution is commonly ordered in cases where the individual actually received money as a result of the fraudulent claim.
What is Mortgage and Bank Fraud?
A case of mortgage fraud may involve a scenario where home appraisers and mortgage brokers work together to artificially elevate the value of homes so that they can personally profit from those sales.
Bank fraud can cover a wide variety of activity from simple embezzlement involving a bank employee to more complex schemes. It can also include parties outside of the bank that are utilizing the bank to further their fraud. Bank fraud is a federal crime, and as such, the penalties can be significant.
What is Tax Fraud in Collin County?
Tax fraud refers to any perceived attempt at deception or omission which results in a financial benefit to the suspect. This can include:
failing to file taxes properly (or tax evasion);
intentionally lying on or falsifying your taxes by under-reporting or misreporting income; improperly claiming deductions;
hiding assets or income from the IRS;
performing money laundering; or
performing fraudulent employee withholdings.
Tax fraud is considered a federal crime which is typically investigated by the IRS Criminal Investigation Division or CID.
Contact Our Texas Criminal Defense Lawyers if You’ve Been Accused of Fraud
Fraud allegations account for some of the most serious white collar crimes, with some offenses carrying the potential for a decades-long prison sentence.
At the Law Offices of Jeffrey C. Grass, we serve clients in Dallas County, Collin County, and Denton County, including Dallas, Fort Worth, and Plano. Our law offices were established by Attorney Jeffrey Grass, who has been practicing law since 1993. His experience includes time as a U.S. Navy Judge Advocate (JAG). He was also selected as one of the Top 100 Lawyers by the National Trial Lawyers Association. Additionally, he maintains an AV® Preeminent Peer Review Rating from Martindale-Hubbell®.
Contact our firm immediately if you’re facing an investigation for fraud or have been arrested on fraud-related charges. Arrange a free, confidential consultation session with the Law Offices of Jeffrey C. Grass by calling (972) 422-9999.